NYS Performance Indicators  Objectives  TextÂ Resources  Resources (Suggested Activities)  CrossCurriculum Connections  Assessment Items  


Business Math by: Schultheis & Kaczmarski 
http://practicalmoneyskills.com/english/index.php  cover many topics, games, calculators, banking http://whatsmyscore.org/  cover many topics: credit score, credit cards, games, financial estimation, budgeting http://www.moneyinstructor.com  for student worksheets http://www.vtchsevent.com/home/php  virtual business math games for students http://hsfpp.nefe.org/home/  credit unions website for teacher for financial planning wiseny.org all chapters  need to allow access  talk to Joe Bellonte http://credit.com/  covers buying a car, credit scores and reports, credit cards, purchasing home, retirement http://federalreserveeducation.org/  covers many topics for teachers http://www.abcs4teens.com/abcs4teens/  resource book 


Calculate gross pay for hourlyrate and salaried employees. 
1.1 
CD 


Calculate simple averages and averages from grouped data. 
1.2 


Find the unknown item in a set of data. 
1.2 


Compute overtime pay rates and regular and overtime pay. 
1.3 
CD 


Calculate straight commission earnings and commission earnings based on quota. 
1.4 


Find the rate of commission. 
1.4 


Calculate gross pay for piecerate employees and gross pay for per diem employees. 
1.5 


Find federal withholding tax deductions. Calculate social security and Medicare tax deduction. Calculate total deductions and net pay. 
2.1 
CD 


Find total benefits and net job benefits. Compare the net job benefits of jobs. 
2.2 
CD 


Calculate adjusted gross income and taxable income. Calculate the income tax due and the income tax refund for single dependents. 
2.3 
http://www.irs.gov/ tax forms 


Calculate state and city income taxes using a flat tax rate and a graduate rate table. 
2.4 


Calculate the percent of income spent on expenses. 
2.5 


Prepare a budget. 
2.5 


Prepare a deposit slip. Record entries in a check register. 
3.1 
CD 


Record electronic banking transactions. Find account balance when banking electronically. 
3.2 


Calculate account balance needed to make online payments. 
3.3 
CD 


Reconcile a bank statement. Reconcile and correct a check register. 
3.4 


Reconcile a checking account with outstanding transactions other errors. 
3.5 


Calculate simple interest and compound interest on savings deposits. Calculate interest using a compound interest table. 
3.6 


Calculate interest using simple interest tables. ONLY ABOVE. 
4.3 
CD 


Calculate the installment price and finance charge on an installment plan purchase. Calculate the number and amount of monthly payments. Calculate the interest, principal payment, and new balance on an installment loan. 
4.4 


Calculate the APR on a loan. 
4.6 


Identify important information found on credit card statements. Verify transactions on credit card statements. Calculate the cost of using credit cards. 
4.7 
Credit.com  

Calculate finance charges using previous balance method. Calculate finance charges using adjusted balance method. Calculate finance charges using average daily balance method. Calculate the finance charge on cash advances. 
4.8 


Calculate sales tax on purchases. Calculate sales taxes when some items are not taxed. 
5.1 
CD 


Calculate and compare unit prices. Calculate unit prices from group prices. 
5.2 


Compare prices at sales, at different stores, and in different amounts. Compare the cost of rental options. Compare the cost of renting vs. buying. 
5.4 


Calculate the down payment, closing costs, and mortgage loan amount. Calculate the total interest cost of a mortgage loan. Calculate the savings from refinancing mortgages. 
6.1 
CD 


Calculate the costs of home ownership. Calculate the cost of renting a home or apartment. Compare the costs of renting vs. owning. 
6.2 


Calculate property insurance premiums for homeowner. Calculate property insurance premiums for renters. Calculate how much can be collected on insurance claims. 
6.4 


Calculate the MSRP for a new car, including optional equipment. Calculate the delivered price and the balance due for new and used cars. 
6.5 


Calculate car insurance premiums. 
6.7 


Calculate the total amount paid and the finance charge of installment loan car purchases. Calculate the cost of leasing cars. Compare the costs of leasing and buying cars. Calculate the cost of operating cars. 
6.8 


Calculate the cost of stock purchases. Calculate annual stock dividends. Calculate the yield on stock investments. 
7.6 


Calculate the total investment in mutual fund. Calculate the amount and rate of commission. Calculate profit of loss from mutual fund investments. 
7.7 


Calculate your retirement income. Calculate your pension income. Calculate the required minimum payout from a pension fund. Calculate the penalty for early withdrawal from an individual retirement account. 
7.9 


Find the mean, median, mode, and range for asset of data. Construct a frequency distribution table and calculate the mean, median, mode, and range. 
8.1 
CD 


Compute the probability of simple events. Compute experimental probability. Compute probability based on experience. 
8.2 


Interpret and make vertical bar graphs. Interpret and make horizontal bar graphs. Interpret and make line graphs. 
8.3 
CD 


Make circle graphs. Interpret and make rectangle graphs. 
8.4 


Interpret consumer price index data. Calculate rates of inflation. Calculate the purchasing power of the dollar. Analyze unemployment data. 
8.5 